How to Get Out of Apple Card (Goldman Sachs) Debt: What the Program Actually Offers

Apple Card launched with a promise: no fees, beautiful design, built-in transparency about how interest works. And to its credit, Apple Card does a better job than most at showing you exactly what you owe and how much interest you’re accumulating each month. But clear disclosure doesn’t make the debt go away. And if you’re […]

How to Get Out of Synchrony Bank Debt: Store Cards, Hardship Programs, and More

Synchrony Bank is the quiet giant behind dozens of store credit cards you may already carry. If you have a card from Amazon, Walmart, Lowe’s, TJX, Sam’s Club, Gap, Ashley Furniture, or hundreds of other retailers, there’s a good chance Synchrony is the bank behind it. That’s convenient when you’re earning rewards, but it creates […]