How to Get Out of Navient Student Loan Debt: IDR, Forgiveness, Settlement, and Lawsuits

Navient is one of the most complained-about student loan servicers in the United States. Between multistate attorney general lawsuits, a 2022 settlement worth $1.85 billion, and thousands of borrower complaints filed with the CFPB, Navient has earned a reputation for making repayment harder than it needs to be. If you are carrying Navient student loan […]
How to Handle DriveTime Debt: Repossession, Negotiation, and Getting Clear

DriveTime is one of the largest buy-here, pay-here auto dealerships in the United States. It targets buyers with subprime credit: people who cannot qualify for traditional financing. That business model creates a specific kind of debt trap. The interest rates are high, the vehicles are often overpriced relative to their condition, and the collection practices […]