How to Deal With MOHELA Student Loan Debt: PSLF, IDR, and Repayment Options

MOHELA (Missouri Higher Education Loan Authority) became one of the most talked-about student loan servicers in the country when the U.S. Department of Education transferred Public Service Loan Forgiveness (PSLF) accounts to them in 2022 and 2023. Millions of borrowers suddenly found their loans in MOHELA’s hands, often with little warning and a lot of […]

How to Handle Sallie Mae Private Student Loan Debt: Hardship, Refinance, and Settlement

If you have private student loans through Sallie Mae, you already know the stakes are different from federal loans. There is no Public Service Loan Forgiveness. There is no income-driven repayment plan. There is no pause button. When you fall behind, Sallie Mae’s private loan division moves quickly, and your options narrow fast. But you […]